Honest, Upfront Pricing to Help Your Family Plan Confidently
One of the most stressful parts of arranging elder care is finding clear, transparent pricing. Many agencies hide their rates behind long sales calls or lock families into rigid monthly contracts with surprise administrative fees.
At OnPoint, we believe in complete financial transparency. We provide itemized rate breakdowns, flexible shift options, and clear guidance on how to leverage Canadian tax credits, extended health benefits, and government programs to make premium nurse-led care sustainable for your family.
"You deserve complete clarity on what you are paying for: verified clinical expertise, dedicated caregiver continuity, and the safety of your parent."
Service Tiers & Typical Investment
Private home care costs depend on clinical skill requirements, shift duration, and weekly schedule volume.
Metro Vancouver Home Care Benchmark Guide
| Care Level | Primary Personnel | Typical Scope of Support | Investment Structure |
|---|---|---|---|
| Personal & Companion Care | Certified Care Aide / PSW | Bathing, dressing, meal preparation, medication reminders, light housekeeping, mobility & walks. | Standard hourly rate (typically 3–4 hr minimum shift) |
| Specialized Dementia & Complex Care | Senior Dementia-Trained Caregiver | Wandering prevention, agitation management, gentle redirection, mechanical lift transfers. | Specialized hourly rate with dedicated consistency match |
| Overnight Care (Awake & Asleep) | Care Aide / Licensed Practical Nurse | Nighttime bathroom supervision, repositioning, delirium monitoring, peace of mind for family. | Flat 8–12 hour overnight shift rate |
| Skilled Home Nursing | Registered Nurse (RN) / LPN | Wound care dressings, IV therapy, catheter management, post-op drainage, complex medication administration. | Per-visit clinical visit or block nursing rate |
| 24-Hour Continuous Care | Rotational Primary Team of RNs & Aides | Continuous, round-the-clock presence for high-acuity, fall-risk, or palliative individuals. | Discounted daily / weekly 24-hour care packages |
* Rates vary depending on specific clinical complexity, geographic location, and shift duration. Contact our team for an exact, itemized care quote.
Financial Relief, Insurance & Tax Credits
Many families can offset a significant portion of private home care costs through Canadian tax programs and benefits.
Medical Expense Tax Credit (METC)
Under the Canada Revenue Agency (CRA), attendant care and nursing expenses can be claimed as medical expenses, delivering substantial tax deductions.
Disability Tax Credit (DTC)
Qualifying seniors with severe and prolonged impairments in walking, memory, or daily living can access significant non-refundable tax credits.
Extended Health & Private Insurance
Many employer extended health plans and private Long-Term Care (LTC) policies cover private nursing and specialized therapeutic care.
Veterans Affairs Canada (VAC)
Eligible Canadian Veterans and their surviving spouses may qualify for funded in-home care under the Veterans Independence Program (VIP).
What Is Included in the OnPoint Rate
Cheaper online registries often leave families carrying immense legal and clinical liability. With OnPoint, your hourly investment covers:
Direct RN Clinical Oversight
Every care plan is formulated, reviewed, and supervised by our Lead Registered Nurse.
100% Bonded, Insured & WCB
Full WorkSafeBC and comprehensive liability coverage with zero legal employer burden on your family.
Guaranteed Primary Coverage
Dedicated primary caregiver cohort with fully briefed backup coverage if your primary aide is unwell.
Get a Personalized Rate Estimate
Tell us your loved one's care requirements and our nursing team will provide an exact, itemized breakdown.
Questions About Care Costs
MSP covers basic public health authority nursing visits through health units (Vancouver Coastal Health or Fraser Health), but hours are strictly capped and non-clinical daily living care is limited. Private home care fills the gap with dedicated, flexible, one-on-one hours tailored entirely to your schedule.
Yes. In Canada, attendant care and private nursing expenses are often eligible under the Medical Expense Tax Credit (METC) or Disability Tax Credit (DTC), which can significantly offset the net cost of care.
Yes. Many extended health benefit plans and long-term care insurance policies cover registered nursing services. We also support eligible Canadian Veterans receiving care benefits through VAC programs.
No. We believe in 100% transparent pricing. You only pay for the scheduled care hours delivered, with no registration fees or lock-in cancellation penalties.
Invoices are generated bi-weekly with detailed itemized records showing the exact dates, shift times, and caregiver names for simple verification and tax filing.
Yes. We assist CSIL clients and families in structuring compliant in-home care delivery and administrative documentation.
24-hour home care provides dedicated, one-on-one personalized attention in your loved one's familiar home, avoiding the high monthly facility fees and shared-staff ratios of nursing homes.
Skilled nursing (RN/LPN visits for wound care, IVs, and injections) is billed at clinical procedure rates, while personal care and companionship are billed at standard care aide hourly rates.
Get an Exact Care Estimate for Your Family
Tell us your loved one's care requirements and our nursing team will provide a transparent, personalized breakdown.